A blanket loan finances multiple rental properties under a single loan, usually with a release clause so you can sell one property without retiring the whole loan. For portfolio investors, it consolidates payments, unlocks trapped equity, and removes the per-deal friction of financing properties one at a time.
Get a Live Term Sheet → Soft inquiry only — no hard credit pull.Reach for a blanket loan once you hold several rentals and want one payment, simpler reporting, and the ability to pull equity to keep buying. The release clause means you stay flexible — sell or refinance individual doors without unwinding the whole facility.
Cross-collateralization pledges equity in properties you already own to support a new acquisition, letting you buy with less new cash. It's a powerful tool when a great deal needs more leverage than the subject property alone supports.