A bridge loan is short-term, interest-only capital that lets investors acquire and stabilize a property fast, then refinance or sell. Qualr Capital funds bridge loans up to 80% LTV and up to $5M, with no prepayment penalty and closings in as few as 5–10 days — the ideal tool for competitive acquisitions and the BRRRR exit.
Get a Live Term Sheet → Soft inquiry only — no hard credit pull.Use a bridge loan when speed matters more than rate: winning a competitive purchase, buying a property that won't yet qualify for permanent financing, or unlocking equity to act on the next deal. Because there's no prepayment penalty, you can refinance into a DSCR loan the moment the property is stabilized.
The classic move is bridge-to-DSCR: acquire and reposition with bridge capital, rent it, then refinance into a 30-year DSCR loan and pull your cash back out. Qualr funds both ends of that cycle, so the handoff is seamless.