Comparing Qualr Capital and Lima One Capital for your next investment property loan? The short version: Lima One Capital is institutional backing and construction lending, while Qualr Capital leads with an AI-first experience — instant quotes (no hard credit pull), automated VeriQual qualification, and indicative term sheets in about two hours — across DSCR, fix & flip, and bridge.
Qualr Capital
Lima One Capital
Known for
AI-driven speed — VeriQual qualification + the Vesty assistant
Institutional backing and construction lending
Core programs
DSCR, Fix & Flip, Bridge, New Construction, Multifamily
Construction, Fix & Flip, DSCR, Multifamily
Instant online quote, no hard credit pull
Yes — see indicative rates instantly
Varies — confirm directly
AI qualification + 24/7 assistant
Yes (VeriQual + Vesty)
Not advertised
Indicative term sheets
In about 2 hours
Varies — confirm directly
Max fix & flip leverage
Up to 95% LTC + 100% of rehab
Confirm directly
DSCR max LTV
Up to 85% LTV, no tax returns
Confirm directly
Closing speed
As few as 7–10 days
Varies — confirm directly
Lima One Capital details reflect publicly available positioning as of 2026 and are not Qualr Capital figures — confirm current programs, rates, and terms directly with Lima One Capital. Qualr Capital terms are indicative and not a commitment to lend.
Where Qualr Capital stands out
Lima One Capital is an institutionally backed lender with in-house servicing and a strength in new-construction and multifamily. Qualr Capital's edge is speed and self-service: see real indicative numbers in seconds with no hard credit pull, let VeriQual structure the loan against live guidelines, and get a signable indicative term sheet in about two hours — with the Vesty AI assistant answering eligibility questions 24/7.
On leverage, Qualr funds fix & flip up to 95% of cost plus 100% of the rehab, and DSCR up to 85% LTV with no tax returns — closing in as few as 7–10 days.
Compare for yourself in seconds
Get a live, indicative Qualr Capital term sheet — soft inquiry only, no hard credit pull — and stack it against any other quote.
How is Qualr Capital different from Lima One Capital?
Qualr Capital pairs investor loan programs (DSCR, fix & flip, bridge) with an AI-first experience: instant quotes with no hard credit pull, VeriQual automated qualification, the Vesty AI assistant, and indicative term sheets in about two hours. Lima One Capital is institutional backing and construction lending. Many investors get quotes from both and compare the actual terms.
Does Qualr Capital offer instant quotes?
Yes. You can see indicative rates and leverage instantly on qualrcapital.com using a soft inquiry only — no hard credit pull — then pre-qualify online for a live term sheet.
What loan programs does Qualr Capital offer?
DSCR rental loans (up to 85% LTV, no tax returns), fix & flip (up to 95% LTC + 100% of rehab), and bridge loans (up to 80% LTV, no prepayment penalty), plus new construction and small multifamily.
Is Qualr available in my state?
Qualr Capital lends to investors nationwide. See state-specific DSCR and fix & flip pages for your market's metros and details.