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Real estate investor loan guides

Plain-English guides to financing investment property — qualify on the deal, not your tax returns. Written by the team at Qualr Capital.

DSCR Rental Loans · 6 min read
DSCR loans explained

A DSCR loan qualifies you on a rental property’s cash flow — no tax returns, W-2s, or DTI. Here’s how the ratio works, what you need, and how to get up to 85% LTV.

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Strategy · 7 min read
The BRRRR method, financed end to end

BRRRR — Buy, Rehab, Rent, Refinance, Repeat — lets investors recycle the same capital across deals. Here’s how to finance each step and pull your cash back out.

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Short-Term Rentals · 6 min read
Airbnb & short-term-rental DSCR loans

STR DSCR loans qualify Airbnb and vacation rentals on the property’s short-term income — often using market data like AirDNA — with no tax returns and up to 85% LTV.

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Fix & Flip · 6 min read
95% LTC fix & flip financing

With up to 95% loan-to-cost plus 100% of the rehab funded, a fix & flip loan keeps most of your cash in your pocket. Here’s exactly how the numbers work.

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Portfolio Scaling · 5 min read
Cross-collateralization & blanket loans

Blanket and cross-collateral loans let investors finance multiple properties under one loan — unlocking equity and reducing closing friction as you scale.

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