Qualr Capital finances Airbnb and short-term-rental properties with STR DSCR loans that qualify on the property's short-term income rather than your tax returns. Using market revenue data or operating history, you can borrow up to 85% LTV with no W-2s or DTI — and close in an LLC.
Get a Live Term Sheet → Soft inquiry only — no hard credit pull.Instead of a long-term lease, an STR loan uses projected or actual short-term revenue — drawn from market data (AirDNA-style comps) or a 12-month booking history — and applies DSCR math: revenue versus the payment. Seasonal income may get a conservative haircut.
Demand concentrates in tourism and no-income-tax states — Florida, Tennessee, Nevada, the Carolinas, Colorado, Utah, and Montana gateway towns. Always confirm the city's short-term-rental regulations before buying.