Fix & Flip — Heavy Renovation

Short-term, interest-only bridge capital for heavy, structural, and value-add renovation projects (1–4 units). We're finalizing the published eligibility matrix for this tier — send us your project and a real person will size it against our Fix & Flip programs and return an indicative term sheet.

Get a Live Term Sheet → Soft inquiry only — no hard credit pull.

Project type

Structural / gut rehab

Term

Interest-only bridge

Max leverage

Up to ~95% LTC + 100% rehab, ~75% ARV*

Status

Matrix in build

Heavy & value-add renovation

Heavy-renovation flips involve structural work, additions, gut rehabs, or significant value-add. We fund a high share of the purchase plus 100% of the rehab budget against the after-repair value, with draws reimbursed as milestones complete. Cosmetic, light-rehab projects are financed under our Fix & Flip (Lite Renovation) tier.

While the matrix is finalized

The published LTC/ARV grid for this tier is being finalized, so the figures above are indicative and not a commitment to lend. Send your address, purchase price, rehab budget, and scope, and a real person will size the deal and return an indicative term sheet — typically within about two hours.

Frequently asked questions

What counts as a heavy renovation?

Structural work, additions, gut rehabs, and significant value-add. Cosmetic updates fall under the Lite Renovation tier.

Do you fund 100% of the rehab budget?

Our Fix & Flip programs are structured to fund up to 100% of the rehab budget alongside a high share of the purchase, capped against the after-repair value. Exact leverage is confirmed when the matrix is published.

Is the Heavy Renovation program available now?

We're finalizing the published matrix and reviewing projects in the meantime — send yours for indicative terms.

Fix & Flip financing →Fix & Flip — Lite Renovation →New construction →