Fix & Flip — Lite Renovation

Short-term, interest-only bridge capital for cosmetic and light-renovation flips (1–4 units). We're finalizing the published eligibility matrix for this tier — in the meantime, send us your project and a real person will size it against our Fix & Flip programs and return an indicative term sheet.

Get a Live Term Sheet → Soft inquiry only — no hard credit pull.

Project type

Cosmetic / light rehab

Term

Interest-only bridge

Max leverage

Up to ~90% LTC + 100% rehab*

Status

Matrix in build

Lite vs. heavy renovation

Lite-renovation flips are cosmetic — paint, flooring, fixtures, and kitchen or bath updates — without structural or footprint changes. They carry higher leverage and shorter timelines than gut rehab. Heavier, structural, and value-add projects are financed under our Fix & Flip (Heavy Renovation) tier.

While the matrix is finalized

The published LTC/ARV grid for this tier is being finalized, so the figures above are indicative and not a commitment to lend. Send your address, purchase price, and scope, and a real person will size the deal and return an indicative term sheet — typically within about two hours.

Frequently asked questions

What counts as a lite renovation?

Cosmetic work — paint, flooring, fixtures, and kitchen or bath updates — with no structural or footprint changes. Gut and structural work falls under the Heavy Renovation tier.

Is the Lite Renovation program available now?

We're finalizing the published eligibility matrix and are actively reviewing projects in the meantime — send yours and we'll size it and return indicative terms.

How fast can a flip bridge loan close?

Fix & Flip bridge loans can close in as few as 7 days, since qualification is asset- and project-based.

Fix & Flip financing →Fix & Flip — Heavy Renovation →Bridge loans →