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Fix & Flip · Alabama

Fix & flip loans in Alabama — fund the deal, keep your cash.

Alabama is affordable entry prices and strong cash flow, with Huntsville’s aerospace economy driving rental demand. Qualr Capital funds flips statewide — up to 95% LTC plus 100% of rehab, draws within 24 hours, and 2-hour term sheets — so you can move fast on deals in Birmingham, Huntsville, Montgomery and beyond.

Up to 95% LTC + 100% of the rehab funded
Rehab draws reimbursed within 24 hours
First-time flippers welcome (620+) · close in 7–10 days
Send your Alabama project
2-hour term sheet · no hard credit pull.
Business-purpose financing for investors. Indicative terms only — not a commitment to lend.

Why flippers finance Alabama projects with Qualr Capital

In a market like Alabama, speed and leverage decide your margin. Qualr funds up to 95% of cost plus the full rehab, reimburses draws within 24 hours, and sends indicative term sheets in about two hours — so you can compete on Birmingham, Huntsville, Montgomery, Mobile deals and recycle capital into the next project faster.

Top metros we fund
Birmingham, Huntsville, Montgomery, Mobile
Max leverage
Up to 95% LTC + 100% of rehab
Speed
Draws in 24h · close in 7–10 days · 2-hr term sheets
Terms
12–18 months · up to $5M · FICO 620+

Alabama fix & flip loan FAQ

Can I get a fix and flip loan in Alabama?
Yes. Qualr Capital funds fix & flip projects across Alabama, including Birmingham, Huntsville, Montgomery, Mobile. We lend up to 95% of loan-to-cost plus 100% of the rehab budget, so you keep cash in the deal.
How much can I borrow on a Alabama flip?
Up to 95% of the purchase price (LTC) plus 100% of your rehab budget, capped at roughly 75% of the after-repair value (ARV). Loan amounts up to $5M in Alabama.
Do you fund first-time flippers in Alabama?
Yes — first-time flippers are welcome in Alabama with a 620+ FICO. Stronger credit and prior projects unlock higher leverage.
How fast can Qualr close a flip in Alabama?
Alabama fix & flip loans can close in as few as 7–10 days, with indicative 2-hour term sheets and rehab draws reimbursed within 24 hours.
What property types qualify for a Alabama fix & flip loan?
Single-family, 2–4 units, condos, and townhomes across Alabama. Standard and extensive rehabs both qualify; ground-up construction is reviewed separately.
Fix & flip loans by state
Flip in AlaskaFlip in ArizonaFlip in ArkansasFlip in CaliforniaFlip in ColoradoFlip in ConnecticutFlip in DelawareFlip in FloridaFlip in GeorgiaFlip in HawaiiFlip in IdahoFlip in Illinois
All Fix & Flip programs → DSCR loans in Alabama → Instant quote & pre-qualify →