Qualr Capital Contact Sales
Fix & Flip · California

Fix & flip loans in California — fund the deal, keep your cash.

California is high-value properties where interest-only DSCR and bridge financing help investors manage payment-to-rent ratios. Qualr Capital funds flips statewide — up to 95% LTC plus 100% of rehab, draws within 24 hours, and 2-hour term sheets — so you can move fast on deals in Los Angeles, San Diego, Sacramento and beyond.

Up to 95% LTC + 100% of the rehab funded
Rehab draws reimbursed within 24 hours
First-time flippers welcome (620+) · close in 7–10 days
Send your California project
2-hour term sheet · no hard credit pull.
Business-purpose financing for investors. Indicative terms only — not a commitment to lend.

Why flippers finance California projects with Qualr Capital

In a market like California, speed and leverage decide your margin. Qualr funds up to 95% of cost plus the full rehab, reimburses draws within 24 hours, and sends indicative term sheets in about two hours — so you can compete on Los Angeles, San Diego, Sacramento, Riverside deals and recycle capital into the next project faster.

Top metros we fund
Los Angeles, San Diego, Sacramento, Riverside
Max leverage
Up to 95% LTC + 100% of rehab
Speed
Draws in 24h · close in 7–10 days · 2-hr term sheets
Terms
12–18 months · up to $5M · FICO 620+

California fix & flip loan FAQ

Can I get a fix and flip loan in California?
Yes. Qualr Capital funds fix & flip projects across California, including Los Angeles, San Diego, Sacramento, Riverside. We lend up to 95% of loan-to-cost plus 100% of the rehab budget, so you keep cash in the deal.
How much can I borrow on a California flip?
Up to 95% of the purchase price (LTC) plus 100% of your rehab budget, capped at roughly 75% of the after-repair value (ARV). Loan amounts up to $5M in California.
Do you fund first-time flippers in California?
Yes — first-time flippers are welcome in California with a 620+ FICO. Stronger credit and prior projects unlock higher leverage.
How fast can Qualr close a flip in California?
California fix & flip loans can close in as few as 7–10 days, with indicative 2-hour term sheets and rehab draws reimbursed within 24 hours.
What property types qualify for a California fix & flip loan?
Single-family, 2–4 units, condos, and townhomes across California. Standard and extensive rehabs both qualify; ground-up construction is reviewed separately.
Fix & flip loans by state
Flip in AlabamaFlip in AlaskaFlip in ArizonaFlip in ArkansasFlip in ColoradoFlip in ConnecticutFlip in DelawareFlip in FloridaFlip in GeorgiaFlip in HawaiiFlip in IdahoFlip in Illinois
All Fix & Flip programs → DSCR loans in California → Instant quote & pre-qualify →