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Fix & Flip · Florida

Fix & flip loans in Florida — fund the deal, keep your cash.

Florida is the nation’s top investor market — no state income tax, heavy in-migration, and the strongest Airbnb/STR demand in the country. Qualr Capital funds flips statewide — up to 95% LTC plus 100% of rehab, draws within 24 hours, and 2-hour term sheets — so you can move fast on deals in Miami, Tampa, Orlando and beyond.

Up to 95% LTC + 100% of the rehab funded
Rehab draws reimbursed within 24 hours
First-time flippers welcome (620+) · close in 7–10 days
Send your Florida project
2-hour term sheet · no hard credit pull.
Business-purpose financing for investors. Indicative terms only — not a commitment to lend.

Why flippers finance Florida projects with Qualr Capital

In a market like Florida, speed and leverage decide your margin. Qualr funds up to 95% of cost plus the full rehab, reimburses draws within 24 hours, and sends indicative term sheets in about two hours — so you can compete on Miami, Tampa, Orlando, Jacksonville deals and recycle capital into the next project faster.

Top metros we fund
Miami, Tampa, Orlando, Jacksonville
Max leverage
Up to 95% LTC + 100% of rehab
Speed
Draws in 24h · close in 7–10 days · 2-hr term sheets
Terms
12–18 months · up to $5M · FICO 620+

Florida fix & flip loan FAQ

Can I get a fix and flip loan in Florida?
Yes. Qualr Capital funds fix & flip projects across Florida, including Miami, Tampa, Orlando, Jacksonville. We lend up to 95% of loan-to-cost plus 100% of the rehab budget, so you keep cash in the deal.
How much can I borrow on a Florida flip?
Up to 95% of the purchase price (LTC) plus 100% of your rehab budget, capped at roughly 75% of the after-repair value (ARV). Loan amounts up to $5M in Florida.
Do you fund first-time flippers in Florida?
Yes — first-time flippers are welcome in Florida with a 620+ FICO. Stronger credit and prior projects unlock higher leverage.
How fast can Qualr close a flip in Florida?
Florida fix & flip loans can close in as few as 7–10 days, with indicative 2-hour term sheets and rehab draws reimbursed within 24 hours.
What property types qualify for a Florida fix & flip loan?
Single-family, 2–4 units, condos, and townhomes across Florida. Standard and extensive rehabs both qualify; ground-up construction is reviewed separately.
Fix & flip loans by state
Flip in AlabamaFlip in AlaskaFlip in ArizonaFlip in ArkansasFlip in CaliforniaFlip in ColoradoFlip in ConnecticutFlip in DelawareFlip in GeorgiaFlip in HawaiiFlip in IdahoFlip in Illinois
All Fix & Flip programs → DSCR loans in Florida → Instant quote & pre-qualify →