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Fix & Flip · Illinois

Fix & flip loans in Illinois — fund the deal, keep your cash.

Illinois is deep multifamily inventory and high rent-to-price ratios across Chicago’s neighborhoods. Qualr Capital funds flips statewide — up to 95% LTC plus 100% of rehab, draws within 24 hours, and 2-hour term sheets — so you can move fast on deals in Chicago, Aurora, Rockford and beyond.

Up to 95% LTC + 100% of the rehab funded
Rehab draws reimbursed within 24 hours
First-time flippers welcome (620+) · close in 7–10 days
Send your Illinois project
2-hour term sheet · no hard credit pull.
Business-purpose financing for investors. Indicative terms only — not a commitment to lend.

Why flippers finance Illinois projects with Qualr Capital

In a market like Illinois, speed and leverage decide your margin. Qualr funds up to 95% of cost plus the full rehab, reimburses draws within 24 hours, and sends indicative term sheets in about two hours — so you can compete on Chicago, Aurora, Rockford, Naperville deals and recycle capital into the next project faster.

Top metros we fund
Chicago, Aurora, Rockford, Naperville
Max leverage
Up to 95% LTC + 100% of rehab
Speed
Draws in 24h · close in 7–10 days · 2-hr term sheets
Terms
12–18 months · up to $5M · FICO 620+

Illinois fix & flip loan FAQ

Can I get a fix and flip loan in Illinois?
Yes. Qualr Capital funds fix & flip projects across Illinois, including Chicago, Aurora, Rockford, Naperville. We lend up to 95% of loan-to-cost plus 100% of the rehab budget, so you keep cash in the deal.
How much can I borrow on a Illinois flip?
Up to 95% of the purchase price (LTC) plus 100% of your rehab budget, capped at roughly 75% of the after-repair value (ARV). Loan amounts up to $5M in Illinois.
Do you fund first-time flippers in Illinois?
Yes — first-time flippers are welcome in Illinois with a 620+ FICO. Stronger credit and prior projects unlock higher leverage.
How fast can Qualr close a flip in Illinois?
Illinois fix & flip loans can close in as few as 7–10 days, with indicative 2-hour term sheets and rehab draws reimbursed within 24 hours.
What property types qualify for a Illinois fix & flip loan?
Single-family, 2–4 units, condos, and townhomes across Illinois. Standard and extensive rehabs both qualify; ground-up construction is reviewed separately.
Fix & flip loans by state
Flip in AlabamaFlip in AlaskaFlip in ArizonaFlip in ArkansasFlip in CaliforniaFlip in ColoradoFlip in ConnecticutFlip in DelawareFlip in FloridaFlip in GeorgiaFlip in HawaiiFlip in Idaho
All Fix & Flip programs → DSCR loans in Illinois → Instant quote & pre-qualify →