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Fix & Flip · Kentucky

Fix & flip loans in Kentucky — fund the deal, keep your cash.

Kentucky is affordable buy-and-hold inventory with strong Louisville and Lexington rental demand. Qualr Capital funds flips statewide — up to 95% LTC plus 100% of rehab, draws within 24 hours, and 2-hour term sheets — so you can move fast on deals in Louisville, Lexington, Bowling Green and beyond.

Up to 95% LTC + 100% of the rehab funded
Rehab draws reimbursed within 24 hours
First-time flippers welcome (620+) · close in 7–10 days
Send your Kentucky project
2-hour term sheet · no hard credit pull.
Business-purpose financing for investors. Indicative terms only — not a commitment to lend.

Why flippers finance Kentucky projects with Qualr Capital

In a market like Kentucky, speed and leverage decide your margin. Qualr funds up to 95% of cost plus the full rehab, reimburses draws within 24 hours, and sends indicative term sheets in about two hours — so you can compete on Louisville, Lexington, Bowling Green deals and recycle capital into the next project faster.

Top metros we fund
Louisville, Lexington, Bowling Green
Max leverage
Up to 95% LTC + 100% of rehab
Speed
Draws in 24h · close in 7–10 days · 2-hr term sheets
Terms
12–18 months · up to $5M · FICO 620+

Kentucky fix & flip loan FAQ

Can I get a fix and flip loan in Kentucky?
Yes. Qualr Capital funds fix & flip projects across Kentucky, including Louisville, Lexington, Bowling Green. We lend up to 95% of loan-to-cost plus 100% of the rehab budget, so you keep cash in the deal.
How much can I borrow on a Kentucky flip?
Up to 95% of the purchase price (LTC) plus 100% of your rehab budget, capped at roughly 75% of the after-repair value (ARV). Loan amounts up to $5M in Kentucky.
Do you fund first-time flippers in Kentucky?
Yes — first-time flippers are welcome in Kentucky with a 620+ FICO. Stronger credit and prior projects unlock higher leverage.
How fast can Qualr close a flip in Kentucky?
Kentucky fix & flip loans can close in as few as 7–10 days, with indicative 2-hour term sheets and rehab draws reimbursed within 24 hours.
What property types qualify for a Kentucky fix & flip loan?
Single-family, 2–4 units, condos, and townhomes across Kentucky. Standard and extensive rehabs both qualify; ground-up construction is reviewed separately.
Fix & flip loans by state
Flip in AlabamaFlip in AlaskaFlip in ArizonaFlip in ArkansasFlip in CaliforniaFlip in ColoradoFlip in ConnecticutFlip in DelawareFlip in FloridaFlip in GeorgiaFlip in HawaiiFlip in Idaho
All Fix & Flip programs → DSCR loans in Kentucky → Instant quote & pre-qualify →